# APGLI Revised Rates 2022 AP PRC 2022 APGLI Rates GO 198 APGLI New Rules

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- Published: 2022-10-18T21:39:21+05:30
- Author: Venkat

 

## APGLI Revised Rates 2022 AP PRC 2022 APGLI Rates GO 198 APGLI New Rules

FINANCE (ADMN-ill-DI,DSA) DEPARTMENT G.O.Ms.No.198 Dated:18.10.2022
 PUBLIC SERVICES–
APGLI-Enhancement of age of maturity from 60 to 62 years­ Issue of revised sum assured
rates for endowment life insurance policy with maturity age 62 years – Revised compulsory
deduction rates as per latest Revised pay scale-2022 slabs-increase of insurable
age from 55 to 57- Revision of voluntary subscription limit-Orders issued.

Read the Following:-
 1. G.O.Ms.No.36 Finance (ADMN.-DI & DF) Department, Dated:
05- 03-2016. 2. G.O.Ms.No.15. Finance (HR.IV,FR&LR)Department, Dated: 31-01-2022.
3. G.O.Ms.No.01. Finance (PC-TA) Department, dated:17-01-2022. 4. G.O.Ms.No.423 
Finance (ADMN.II) Department, Dated: 29-11-2005. 5. G.O.Ms.No.231 Finance (ADMN.
II) Department, Dated: 28-06-2010. 6. G.O.Ms.No.46 Finance (ADMN.II) Department,
Dated: 30-04-2015. 7. G.O.Ms.No.26, Finance & Planning (FW.Admn-TI) Dept., dated
22.02.1995. 8. G.O.Ms. No. 86, Fin. (Admn.III) Dept, Dt.12-10-2020 9. G.O.Ms. No.
88, Fin. (Admn.III) Dept, Dt. 16-10-2020. 10. e-file.No.FIN04-38/84/2022-GENERAL
SEC-DOID of Director of Insurance, A.P.

### The Latest APGLI Revised Subscription Rates in AP PRC 2022

Below Table shows the APGLI Andhra Pradesh Government Life Insurance Subscription
rates w.e.f. 1.11.2022

  |  Revised Slab Rates (RPS-2022) |  Revised compulsory monthly Premium from 1.11.2022 in AP PRC 2022 |  
 |  Pay from Rs.20000 to Rs.25220 |  800/- |  
 |  Pay from Rs.25221 to Rs.32670 |  1000/- |  
 |  Pay from Rs.32671 to Rs.44570 |  1300/- |  
 |  Pay from Rs.44571 to Rs.54060 |  1800/- |  
 |  Pay from Rs.54061 to Rs.76730 |  2200/- |  
 |  Pay from Rs.73761 and above |  3000/- |

Under the existing rules, the Andhra Pradesh Government Life Insurance Department
issues the Endowment Insurance policies to the Government employees based on the
maximum insurable age of 55 years and these policies will mature on the insured 
attaining age of 60 years. In the Government orders fourth to sixth read above, 
the compulsory premium rates under the policy had been revised as and when the Revised
Pay Scales were implemented to the State Government Employees including the Public
Transport Department based on the recommendations of the successive Pay Revision
Commission and the existing rates are prescribed in the G.O. read above.2. In the
reference 2nd read above, the Government enhanced the age of superannuation of the
State Government employees from (60) years to (62)years.

3. In the reference 3rd read above, the Government have issued orders introducing
the Revised Pay Scales 2022

4. Consequent to enhancement of age of superannuation from (60) years to (62) years
and introduction of the Revised Pay Scales 2022. the Director of Insurance A.P in
the reference l 0th read above. has sent proposals for enhancement of the maximum
insurable age from 55 years to 57 years and to revise the slab rates according to
the RPS 2022 along with the sum assured table applicable to various categories of
employees.

5. After careful examination of the proposal of the Director of Insurance. A.P. 
Government hereby order that the maximum Insurable age under the Andhra Pradesh 
Government Life Insurance Scheme be raised from 55 years to 57 years and the rates
of compulsory premium under the scheme shall be revised as detailed below and accordingly
issue the following instructions

  |  Existing Slab Rates (RPS -2015) |  Existing Compulsory monthly Premium |  Revised Slab Rates (RPS-2022) |  Revised Compulsory Monthly Premium |  
 |  Pay from Rs.13000 to Rs.16400 |  500/- |  Pay from Rs.20000 to Rs.25220 |  800/- |  
 |  Pay from Rs.16401 to Rs.21230 |  650/- |  Pay from Rs.25221 to Rs.32670 |  1000/- |  
 |  Pay from Rs.21231 to Rs.28940 |  850/- |  Pay from Rs.32671 to Rs.44570 |  1300/- |  
 |  Pay from Rs.28941 to Rs.35120 |  1150/- |  Pay from Rs.44571 to Rs.54060 |  1800/- |  
 |  Pay from Rs.35121 to Rs.49870 |  1400/- |  Pay from Rs.54061 to Rs.76730 |  2200/- |  
 |  Pay from R.s.49871
 and above |  2000/- |  Pay from Rs.73761 iand above |  3000/- |

### Key Changes in APGLI Subscription Rules 2022

 * a) All the employees shall have to increase their monthly premium as per the 
   revised rates applicable to their basic pay as on date and forward the requisite
   proposal form to the concerned APGLI office through their DDOs only.
 * b) Unless proposal forms are submitted to the extent of their monthly premium
   contribution and policies obtained, the employees will not get Insurance coverage
   for the enhanced premium paid.
 * c) The Drawing and Disbursing officers have to deduct first premium deduction
   as per slab rates only.
 * d) A Policyholder can enhance his premium contribution only after successful 
   completion of one year of service.
 * e) An employee who desires to get more insurance coverage can increase his/her
   further premium voluntarily up to 15% of his basic pay, including total premium
   of all his/her polices by supersession of the existing maximum limit of premium.
   i.e. 20% of basic pay as per G.O.Ms.No.26 Finance & Planning (FW. Admn-II) Dept.,
   dated 22.02.1995 with as usual terms and conditions of submission of Good Health
   Certificate issued by Civil Assistant Surgeon or equivalent cadre Medical officer
   and a certificate containing particulars of medical leaves for last three years
   of enhancement in case of Employees who enhanced their premium more than 8% of
   their basic pay.
 * f) An employee who is already a subscriber of the fund having policy/ policies,
   and is aged below 57 years can enhance the premium for additional policies. However,
   he/she should submit his application in the prescribed proforma before he actually
   attains the age of 57years.
 * g) Under any circumstances proposal form shall not be accepted if the applicant
   has already attained the age of 57 years on the date of submission of his application.
   notwithstanding the fact that the amount was already deducted in the monthly 
   pay bills. Such amounts shall be treated as unauthorized amounts and refunded
   to the individual following the usual procedure.
 * h) An employee who is already a subscriber of the Fund but is aged above (57)
   years cannot increase the Premium for additional policies. However, in respect
   of those employees, recovery of existing premium shall continue for the existing
   policies till the date of Last Premium due of such policy.
 * i) In respect of the Policyholders who are suffering from I) Heart 2) Kidney 
   3) Lungs and 4) Cancer Ailments their subscription will be restricted to the 
   Compulsory Monthly premium only and subject to the present health condition of
   proponent.

3. These orders shall come into force with effect from 0l. l l.2022 and the above
revised premium rates shall be recovered from the pay of October.2022. payable on
01.11.2022.

 4. The Drawing and Disbursing officers concerned are solely responsible for effecting
the recovery of revised premiums from all the eligible employees i.e. who are below
57 years of age from the pay of October 2022. payable on O1.11.2022 duly forwarding
the requisite proposals forms and obtaining the requisite policies from the APGLI
department invariably. If the fixation is delayed for any reason. the premium shall
be recovered only from the month of drawl of pay fixation arrears and in such case,
no arrears of premium shall be collected.

### Guidelines for DDOs on APGLI New Slab Rates 2022 Deductions from Salaries

5. To ensure proper implementation of the scheme the HODs / DDOs are requested to
follow the above instructions scrupulously.

6. The Director of Treasuries and Accounts, Andhra Pradesh and the Director of works
and Accounts, Andhra Pradesh shall issue suitable instructions to all the District
Treasury Officers/ Treasury Officers I Pay and Accounts Officers under their control,
to ensure that the above revised premium rates with reference to new pay slabs are
implemented from the pay of October,2022 payable on 01.11.2022 and ensure percent
coverage of eligible employees under Andhra Pradesh Government Life Insurance Scheme.
The Districts Treasuries and Sub-Treasuries / Pay and Accounts Officers (works),
and the Pay and Accounts Officer, Andhra Pradesh should verify the collection of
premium as per the slab rates before passing the salary bills.

11. The Director of Insurance , Andhra Pradesh, Shall ensure that policies are issued
to all the subscribing employees editiously after the applications are received 
m his department duly following the normal procedure.

12. All the Departments of Secretariat / Head of Departments are requested to issue
suitable instructions to their subordinate offices to ensure that all eligible employees
are brought under the Andhra Pradesh Government Life Insurance Scheme.

13. Copy of this order is available on Internet and can be accessed at address AP
Gazette https://apegazette.cgg.gov.in

[**Download the APGLI New Slab Rates Copy**](https://drive.google.com/file/d/1EGFlMrVJPn8b7uMR3lxmCUV7nIfTLenI/view?usp=sharing)

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