SBI Salary Account Benefits SBI SGSP Gold Diamond Platinum Rhodium Account Benefits

SBI Salary Account Benefits SBI SGSP Gold Diamond Platinum Rhodium Account Benefits

SBI Salary Account Benefits –  SBI SGSP Gold Diamond Platinum Rhodium Account Benefits

State Government Salary Package

Important Notes:

1. All related offers are subject to regular Salary Credit in SBI Salary Account.

2. Terms and conditions apply. Offerings are based on current arrangement between SBI and its subsidiaries and are subject to change. Bank reserves the right to modify any of these offerings.

3. * PAI (Personal Accident Insurance) and AAI (Air Accident Insurance) includes cover on debit card and account benefit cover combined.

4. #Debit Card features available on RuPay Debit cards, subject to T & C of NPCI.

5. T & C applicable for Super Top-Up Health Insurance plan.

Salary Package Benefits Comparison

BenefitsRhodium
>₹2,00,000
Platinum
₹1,00,000 to ₹2,00,000
Diamond
₹50,000 to ₹1,00,000
Gold
₹25,000 to ₹50,000
Silver
₹10,000 to ₹25,000
Insurance Benefits
Complementary Personal Accident Insurance (PAI)₹100 lakh₹100 lakh₹100 lakh₹100 lakh₹100 lakh
Complementary Air Accident Insurance (AAI)₹160 lakh₹160 lakh₹160 lakh₹160 lakh₹160 lakh
Permanent Total Disability (PTD) Coverupto ₹100 lakhupto ₹100 lakhupto ₹100 lakhupto ₹100 lakhupto ₹100 lakh
Permanent Partial Disability (PPD) Coverup to ₹80 lakhup to ₹80 lakhup to ₹80 lakhup to ₹80 lakhup to ₹80 lakh
Group Term Life Insurance₹10 lakh₹10 lakh₹10 lakh₹10 lakh₹10 lakh
SBI GENERAL SAPPHIRE SUPER TOP-UP HEALTH INSURANCE
(Base and Super top-up at discounted premium)
10L cover with 2L deductible – From ₹1,521
15L cover with 2L deductible – From ₹1,618
30L cover with 3L deductible – From ₹1,649
50L cover with 5L deductible – From ₹2,391
10L cover with 2L deductible – From ₹1,521
15L cover with 2L deductible – From ₹1,618
30L cover with 3L deductible – From ₹1,649
50L cover with 5L deductible – From ₹2,391
10L cover with 2L deductible – From ₹1,521
15L cover with 2L deductible – From ₹1,618
30L cover with 3L deductible – From ₹1,649
50L cover with 5L deductible – From ₹2,391
10L cover with 2L deductible – From ₹1,521
15L cover with 2L deductible – From ₹1,618
30L cover with 3L deductible – From ₹1,649
50L cover with 5L deductible – From ₹2,391
10L cover with 2L deductible – From ₹1,521
15L cover with 2L deductible – From ₹1,618
30L cover with 3L deductible – From ₹1,649
50L cover with 5L deductible – From ₹2,391
Account & Banking Services
Minimum Balance RequirementNot RequiredNot RequiredNot RequiredNot RequiredNot Required
Concession in Locker Charges50%50%50%NilNil
Multi City Cheques25 Cheque leaves free per month
(except bulk requirement)
25 Cheque leaves free per month
(except bulk requirement)
25 Cheque leaves free per month
(except bulk requirement)
25 Cheque leaves free per month
(except bulk requirement)
25 Cheque leaves free per month
(except bulk requirement)
RTGS/NEFT ChargesWaived (only online mode)Waived (only online mode)Waived (only online mode)Waived (only online mode)Waived (only online mode)
Setting up Standing Instructions (within SBI)FreeFreeFreeFreeFree
Charges for issue of Demand DraftFree (if debited through salary account only)Free (if debited through salary account only)Free (if debited through salary account only)Free (if debited through salary account only)Free (if debited through salary account only)
Transaction at any Bank ATMsFree unlimited transactions across all bank networksFree unlimited transactions across all bank networksFree unlimited transactions across all bank networksFree unlimited transactions across all bank networksFree unlimited transactions across all bank networks
Auto Sweep Facility (only on Customer Request)Threshold Limit: Rs 35,000/-
TDRs/STDRs min: Rs 10,000/-
(multiples of Rs1000/-)
Threshold Limit: Rs 35,000/-
TDRs/STDRs min: Rs 10,000/-
(multiples of Rs1000/-)
Threshold Limit: Rs 35,000/-
TDRs/STDRs min: Rs 10,000/-
(multiples of Rs1000/-)
Threshold Limit: Rs 35,000/-
TDRs/STDRs min: Rs 10,000/-
(multiples of Rs1000/-)
Threshold Limit: Rs 35,000/-
TDRs/STDRs min: Rs 10,000/-
(multiples of Rs1000/-)
Concession in Loan Processing ChargesSBI Personal loan: 50%
Home loan: 100%
(Charges for TIR, Valuation etc., to be recovered)
Car loan: 50% or Min. Rs500/- (Whichever is higher)
SBI Personal loan: 50%
Home loan: 100%
(Charges for TIR, Valuation etc., to be recovered)
Car loan: 50% or Min. Rs500/- (Whichever is higher)
SBI Personal loan: 50%
Home loan: 100%
(Charges for TIR, Valuation etc., to be recovered)
Car loan: 50% or Min. Rs500/- (Whichever is higher)
SBI Personal loan: 50%
Home loan: 100%
(Charges for TIR, Valuation etc., to be recovered)
Car loan: 50% or Min. Rs500/- (Whichever is higher)
SBI Personal loan: 50%
Home loan: 100%
(Charges for TIR, Valuation etc., to be recovered)
Car loan: 50% or Min. Rs500/- (Whichever is higher)
Debit Card & Lifestyle Benefits
ATM cum Debit CardFree International RuPay SelectFree International RuPay PlatinumFree International RuPay PlatinumStandard Debit CardStandard Debit Card
Lounge Access – Domestic3 free visits per Quarter3 free visits per Quarter2 free visit per Quarter1 free visit per Quarter1 free visit per Quarter
Lounge Access – International3 free visits per year3 free visits per yearNANANA
Swiggy Offer₹100 every Friday – once a month₹100 every Friday – once a month₹100 every Friday – once a month₹100 every Friday – once a monthNA
Amazon Prime SubscriptionFree for one yearFree for one yearFree for one yearFree for one yearNA
Book My Show₹250 off on purchase of Min 2 tickets; once per quarter₹250 off on purchase of Min 2 tickets; once per quarter₹250 off on purchase of Min 2 tickets; once per quarter₹250 off on purchase of Min 2 tickets; once per quarterNA
Purchase ProtectionUp to ₹2 lakhUp to ₹2 lakhUp to ₹2 lakhUp to ₹2 lakhNA
Health CheckupOnce a year (2%)Once a year (2%)NANANA
Add-on Covers (Applicable with Personal Accident Insurance)
Cost of Plastic Surgery in Burn casesUp to ₹10 lakh
Transportation of Imported MedicineUp to ₹5 lakh
Death in coma (more than 48 hours) after accident₹5 lakh
Air AmbulanceUp to ₹10 lakh
Child Higher Education Cover (Graduation, age 18-25) – 25% of PAIUp to ₹8 lakh (Male)
Up to ₹10 lakh (Female)
Girl Child Cover for Marriage (Age 18-25) – 20% of PAIUp to ₹10 lakh for 2 girl children (up to ₹5 lakh each)
Family Transportation (2 immediate family members to accident site)Up to ₹50,000
Repatriation of mortal remainsUp to ₹50,000
Ambulance chargesUp to ₹50,000
Additional Cover: Death while performing duties on foreign soil₹10 lakh (Applicable for all Salary Packages)

SBI Salary Account Benefits SBI SGSP Gold Diamond Platinum Rhodium Account Benefits Download

SBI Salary Package Group Personal Accident Insurance Policy (04.04.2025 To 03.04.2026) Package Wise Insurance Cover Details

State Government Salary Package Official Link

sbi salary account conversion form pdf Download

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