# SBI Salary Account Benefits SBI SGSP Gold Diamond Platinum Rhodium Account Benefits

- Link: https://amaravathiteacher.com/sbi-salary-account-benefits-sbi-sgsp-gold-diamond-platinum-rhodium-account-benefits/
- Published: 2026-01-15T22:49:27+05:30
- Author: Venkat

SBI Salary Account Benefits SBI SGSP Gold Diamond Platinum Rhodium Account Benefits SBI Salary Account Benefits –  SBI SGSP Gold Diamond Platinum Rhodium Account Benefits State Government Salary Package Important Notes: 1. All related offers are subject to regular Salary Credit in SBI Salary Account. 2. Terms and conditions apply. Offerings are based on current arrangement between SBI and its subsidiaries and are subject to change. Bank reserves the right to modify any of these offerings. 3. * PAI (Personal Accident Insurance) and AAI (Air Accident Insurance) includes cover on debit card and account benefit cover combined. 4. #Debit Card features available on RuPay Debit cards, subject to T & C of NPCI. 5. T & C applicable for Super Top-Up Health Insurance plan. Salary Package Benefits Comparison Benefits Rhodium >₹2,00,000 Platinum ₹1,00,000 to ₹2,00,000 Diamond ₹50,000 to ₹1,00,000 Gold ₹25,000 to ₹50,000 Silver ₹10,000 to ₹25,000 Insurance Benefits Complementary Personal Accident Insurance (PAI) ₹100 lakh ₹100 lakh ₹100 lakh ₹100 lakh ₹100 lakh Complementary Air Accident Insurance (AAI) ₹160 lakh ₹160 lakh ₹160 lakh ₹160 lakh ₹160 lakh Permanent Total Disability (PTD) Cover upto ₹100 lakh upto ₹100 lakh upto ₹100 lakh upto ₹100 lakh upto ₹100 lakh Permanent Partial Disability (PPD) Cover up to ₹80 lakh up to ₹80 lakh up to ₹80 lakh up to ₹80 lakh up to ₹80 lakh Group Term Life Insurance ₹10 lakh ₹10 lakh ₹10 lakh ₹10 lakh ₹10 lakh SBI GENERAL SAPPHIRE SUPER TOP-UP HEALTH INSURANCE (Base and Super top-up at discounted premium) 10L cover with 2L deductible – From ₹1,521 15L cover with 2L deductible – From ₹1,618 30L cover with 3L deductible – From ₹1,649 50L cover with 5L deductible – From ₹2,391 10L cover with 2L deductible – From ₹1,521 15L cover with 2L deductible – From ₹1,618 30L cover with 3L deductible – From ₹1,649 50L cover with 5L deductible – From ₹2,391 10L cover with 2L deductible – From ₹1,521 15L cover with 2L deductible – From ₹1,618 30L cover with 3L deductible – From ₹1,649 50L cover with 5L deductible – From ₹2,391 10L cover with 2L deductible – From ₹1,521 15L cover with 2L deductible – From ₹1,618 30L cover with 3L deductible – From ₹1,649 50L cover with 5L deductible – From ₹2,391 10L cover with 2L deductible – From ₹1,521 15L cover with 2L deductible – From ₹1,618 30L cover with 3L deductible – From ₹1,649 50L cover with 5L deductible – From ₹2,391 Account & Banking Services Minimum Balance Requirement Not Required Not Required Not Required Not Required Not Required Concession in Locker Charges 50% 50% 50% Nil Nil Multi City Cheques 25 Cheque leaves free per month (except bulk requirement) 25 Cheque leaves free per month (except bulk requirement) 25 Cheque leaves free per month (except bulk requirement) 25 Cheque leaves free per month (except bulk requirement) 25 Cheque leaves free per month (except bulk requirement) RTGS/NEFT Charges Waived (only online mode) Waived (only online mode) Waived (only online mode) Waived (only online mode) Waived (only online mode) Setting up Standing Instructions (within SBI) Free Free Free Free Free Charges for issue of Demand Draft Free (if debited through salary account only) Free (if debited through salary account only) Free (if debited through salary account only) Free (if debited through salary account only) Free (if debited through salary account only) Transaction at any Bank ATMs Free unlimited transactions across all bank networks Free unlimited transactions across all bank networks Free unlimited transactions across all bank networks Free unlimited transactions across all bank networks Free unlimited transactions across all bank networks Auto Sweep Facility (only on Customer Request) Threshold Limit: Rs 35,000/- TDRs/STDRs min: Rs 10,000/- (multiples of Rs1000/-) Threshold Limit: Rs 35,000/- TDRs/STDRs min: Rs 10,000/- (multiples of Rs1000/-) Threshold Limit: Rs 35,000/- TDRs/STDRs min: Rs 10,000/- (multiples of Rs1000/-) Threshold Limit: Rs 35,000/- TDRs/STDRs min: Rs 10,000/- (multiples of Rs1000/-) Threshold Limit: Rs 35,000/- TDRs/STDRs min: Rs 10,000/- (multiples of Rs1000/-) Concession in Loan Processing Charges SBI Personal loan: 50% Home loan: 100% (Charges for TIR, Valuation etc., to be recovered) Car loan: 50% or Min. Rs500/- (Whichever is higher) SBI Personal loan: 50% Home loan: 100% (Charges for TIR, Valuation etc., to be recovered) Car loan: 50% or Min. Rs500/- (Whichever is higher) SBI Personal loan: 50% Home loan: 100% (Charges for TIR, Valuation etc., to be recovered) Car loan: 50% or Min. Rs500/- (Whichever is higher) SBI Personal loan: 50% Home loan: 100% (Charges for TIR, Valuation etc., to be recovered) Car loan: 50% or Min. Rs500/- (Whichever is higher) SBI Personal loan: 50% Home loan: 100% (Charges for TIR, Valuation etc., to be recovered) Car loan: 50% or Min. Rs500/- (Whichever is higher) Debit Card & Lifestyle Benefits ATM cum Debit Card Free International RuPay Select Free International RuPay Platinum Free International RuPay Platinum Standard Debit Card Standard Debit Card Lounge Access – Domestic 3 free visits per Quarter 3 free visits per Quarter 2 free visit per Quarter 1 free visit per Quarter 1 free visit per Quarter Lounge Access – International 3 free visits per year 3 free visits per year NA NA NA Swiggy Offer ₹100 every Friday – once a month ₹100 every Friday – once a month ₹100 every Friday – once a month ₹100 every Friday – once a month NA Amazon Prime Subscription Free for one year Free for one year Free for one year Free for one year NA Book My Show ₹250 off on purchase of Min 2 tickets; once per quarter ₹250 off on purchase of Min 2 tickets; once per quarter ₹250 off on purchase of Min 2 tickets; once per quarter ₹250 off on purchase of Min 2 tickets; once per quarter NA Purchase Protection Up to ₹2 lakh Up to ₹2 lakh Up to ₹2 lakh Up to ₹2 lakh NA Health Checkup Once a year (2%) Once a year (2%) NA NA NA Add-on Covers (Applicable with Personal Accident Insurance) Cost of Plastic Surgery in Burn cases Up to ₹10 lakh Transportation of Imported Medicine Up to ₹5 lakh Death in coma (more than 48 hours) after accident ₹5 lakh Air Ambulance Up to ₹10 lakh Child Higher Education Cover (Graduation, age 18-25) – 25% of PAI Up to ₹8 lakh (Male) Up to ₹10 lakh (Female) Girl Child Cover for Marriage (Age 18-25) – 20% of PAI Up to ₹10 lakh for 2 girl children (up to ₹5 lakh each) Family Transportation (2 immediate family members to accident site) Up to ₹50,000 Repatriation of mortal remains Up to ₹50,000 Ambulance charges Up to ₹50,000 Additional Cover: Death while performing duties on foreign soil ₹10 lakh (Applicable for all Salary Packages) Reminder: All benefits are linked to the continued crediting of salary to the SBI Salary Account. The bank reserves the right to modify, add, or withdraw any benefit at its discretion. Please refer to the latest terms and conditions available at SBI branches or official website for the most current information. Note: The currency symbol in the original document (£) has been interpreted as Indian Rupees (₹) for contextual accuracy. 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