# State bank of india STATE GOVERNMENT SALARY PACKAGE – BENEFITS AND REQUEST LETTER FOR CONVERSION OF Salary package-ap - Link: https://amaravathiteacher.com/state-bank-india-state-government-salary-package-benefits-request-letter-conversion-salary-package-ap/ - Published: 2017-10-10T16:09:40+05:30 - Author: amaravathiteacher ## **_State bank of india STATE GOVERNMENT SALARY PACKAGE – BENEFITS AND REQUEST LETTER FOR CONVERSION OF Salary package-ap_**   ### _**The product will be offered in 4 variants as under:- A) State Government Salary Package – Silver B) State Government Salary Package – Gold C) State Government Salary Package – Diamond D) State Government Salary Package – Platinum E) STATE GOVERNMENT SALARY PACKAGE (Base Rate : 7.60 %) Silver Gold Diamond Platinum Eligibility Class 4 employees like Peons, substaff Class 3 Employees like Teachers, Lower Divisional Clerks, Upper Divisional Clerks, excl. Police Class 2 employees i.e. Gazetted Officers, Asst Directors etc **_⏎ _** Class 1 and Executive Grade 1 i.e. Commissioners, Collectors, HOD, Directors, PS, Secretary Minimum Balance Required NIL NIL NIL NIL Lifetime Unique Account Number (UAN) Available Available Available Available ATM cum Debit Card Free. Unlimited number of transactions. **_ _**Domestic Card Maestro.   **__**No annual maintenance charges. **_ _**Add on card for spouse free of cost for joint account holder. **_ _**Free. Unlimited number of transactions. **_ _**International Gold Debit Card. (Master Card or Visa) **_ _** No annual maintenance Charges **_ _** Add on card for spouse free of cost for joint account holder. **_ _**` 2 lacs limit for Point of Sale/ Merchant Establishments **_ _**Free. Unlimited number of transactions. **_ _**International Gold Debit Card. (Master Card or Visa) **_ _**No annual maintenance charges. **_ _**Add on card for spouse free of cost for joint account holder. **_ _**` 2 lacs limit for Point of Sale/ Merchant Establishments **_ _**Free Unlimited number of transactions. **_ _**International Platinum Debit Card. (Master Card or Visa) **_ _**No annual maintenance charges. **_ _**Add on card for spouse free of cost for joint account holder. **_ _**` 2 lacs/ USD 4000/- limit for Point of Sale/ Merchant Establishments **_ _** 4 **_ _**\*` 1 lacs Personal Accident Insurance cover **_ _**\*` 4 lacs Personal Accident Insurance cover **_ _**\*` 4 lacs Personal Accident Insurance cover **_ _**` 5 lacs Personal Accident Insurance cover **_ _**\*Effective date of PAI cover will be advised for Silver, Gold and Diamond. Platinum account holders with International Platinum Cards are already covered. Transactions at ATM Any number of transactions subject to a maximum limit of ` 40,000/- per day. **_ _**Free at all SBI ATMs **_ _**Cash withdrawal from ATMs of banks other than SBI more than five times in a month will attract levy of service charges as per RBI directives. **_ _**Any number of transactions subject to a maximum limit of $ 1,000 per day (` 50,000/- in India) for International Card **_ _**Free at all SBI ATMs **_ _**Cash withdrawal from ATMs of banks other than SBI more than five times in a month will attract levy of service charges as per RBI directives. **_ _**Any number of transactions subject to a maximum limit of $ 1,000 per day (` 50,000/- in India) for International Card **_ _**Free at all SBI ATMs **_ _**Cash withdrawal from ATMs of banks other than SBI more than five times in a month will attract levy of service charges as per RBI directives. **_ _**Any number of transactions subject to a maximum limit of $2,000 per day day (` 1,00,000/- in India) for Platinum International Card **_ _**Free at all SBI ATMs **_ _**Cash withdrawal from ATMs of banks other than SBI more than five times in a month will attract levy of service charges as per RBI directives. **_ _**Internet Banking**__** Free facility offered from SBI. Charges applicable to third party sites like Railways etc payable. **_ _**Free facility offered from SBI. **_ _**Charges applicable to third party sites like Railways etc payable. **_ _**Free facility offered from SBI. Charges applicable to third party sites like Railways etc payable. **_ _**Free facility offered from SBI. **_ _**Charges applicable to third party sites like Railways etc payable. **_ _**Core Power (a)Transactions at Non home branches **_ _** (b)Transfer of funds between SBI branches, **_ _**Free for SGSP account holder **_ _**Free for SGSP account holder, however charges as applicable to beneficiary **_ _**Free for SGSP account holder **_ _**Free for SGSP account holder, however charges as applicable to beneficiary account holder **_ _**Free for SGSP account holder **_ _**Free for SGSP account holder, however charges as applicable to beneficiary **_ _**Free for SGSP account holder **_ _**Free for SGSP account holder, however charges as applicable to beneficiary account holder will be levied **_ _**5 **_ _**account holder will be levied for amounts above `20,000/- **_ _**will be levied for amounts above ` 20,000/- **_ _**account holder will be levied for amounts above` 20,000/- **_ _**for amounts above ` 20,000/- **_ _**Cheque Book **_ _**25 leaves free in a year. Extra leaves available at ` 2 per leaf. Personalised cheque Books available **_ _**50 leaves free in a year. Extra leaves available at ` 2 per leaf. Personalised cheque Books available **_ _**Unlimited, free. (Except for bulk requirement for EMIs payable to other banks/ FIs/NBFCs) **_ _**Unlimited, free. Except for bulk requirement for EMIs payable to other banks/ FIs/NBFCs) **_ _**Multi City Cheques (Payable at par at all Branches with a cap of ` 2 lac per cheque) **_ _**Cheque Leaf charges: NIL **_ _**Payment Charges : NIL **_ _**Transaction Charges : NIL **_ _**Cheque Leaf charges: NIL **_ _**Payment Charges : NIL **_ _**Transaction Charges : NIL **_ _**Cheque Leaf charges: NIL **_ _**Payment Charges : NIL **_ _**Transaction Charges : NIL **_ _**Cheque Leaf charges: NIL **_ _**Payment Charges : NIL **_ _**Transaction Charges : NIL **_ _**Easy Overdraft up to 2 Month’s Net salary, subject to min residual service of 6 months. **_ _**Rate of interest : 8.25 % above Base Rate (presently 7.60% p.a.) i.e.15.85% p. a currently. **_ _**Overdraft limited to 2 month’s Net Salary. **_ _**Adjusted from the next salary (ies) within a period of 6 months. **_ _**Can be converted into a personal loan on application, repayable within 48 months at attractive rates of interest. **_ _**Rate of interest: 8.25 % above Base Rate( presently 7.60 % p.a.) i.e.15.85% p.a currently. **_ _**Overdraft limited to 2 month’s Net Salary. **_ _**Adjusted from the next salary (ies) within a period of 6 months. **_ _**Can be converted into a personal loan on application, repayable within 48 months at attractive rates of interest. **_ _**Rate of interest: 8.25 % above Base Rate( presently 7.60 % p.a.) i.e. 15.85% p.a currently. **_ _**Overdraft limited to 2 month’s Net Salary. **_ _**Adjusted from the next salary (ies) within a period of 6 months.**_   [**_DOWNLOAD STATE GOVERNMENT SALARY PACKAGE CLICK HERE_**](https://drive.google.com/file/d/0B-_rAObM70IYa0plR25od0I4RFE/view?usp=sharing)   **_[DOWNLOAD REQUEST LETTER FOR ACCOUNT CHANGE CLICK HERE](https://drive.google.com/file/d/0B-_rAObM70IYMmlhdy1sM3l1LVU/view?usp=sharing)_** ### 󠀁[AP TEACHERS LATEST NEWS](https://amaravathiteacher.com/category/ap-teachers-latest-news/)󠁿 * [ NEW SA1 Science Question Papers 2026 ](https://amaravathiteacher.com/sa1-science-question-papers-2026/) * [ SA1 EVS Key Papers 2026 PDF Download – 3rd to 5th Class ](https://amaravathiteacher.com/sa1-evs-key-papers-2026/) * [ SA1 Maths Key Papers 2026 PDF Download – 1st to 5th Class ](https://amaravathiteacher.com/sa1-maths-key-papers-2026/) * [ APPSC Group 2 Notification 2026 – 720 Vacancies, Post-wise Qualifications, Age, Fee, Dates & Syllabus Apply Online ](https://amaravathiteacher.com/appsc-group-2-notification-2026-720-vacancies-apply-online/) * [ SA1 Hindi Key Papers 2026 PDF Download – 6th to 10th Class ](https://amaravathiteacher.com/sa1-hindi-key-papers-2026/) * [ SA1 English Key Papers 2026 PDF Download – 1st to 5th Class ](https://amaravathiteacher.com/sa1-english-key-papers-2026/) * [ SA1 Key Paper 2026 ](https://amaravathiteacher.com/sa1-key-paper-2026/) * [ AP CPS to OPS Conversion 2026 – GO 158 Guidelines, NIDHI Application & Annexures ](https://amaravathiteacher.com/ap-cps-to-ops-conversion-2026-go-158-guidelines-nidhi-application-annexures/) * [ SA1 Telugu Key Papers 2026 PDF Download – 1st to 10th Class ](https://amaravathiteacher.com/sa1-telugu-key-papers-2026/) * [ AP SA1 2026 Class 10 School Level Observers Duties – DSE Proceedings 08-11-2026 ](https://amaravathiteacher.com/ap-sa1-2026-class-10-school-level-observers-duties-dse-orders/) [View More ](https://amaravathiteacher.com/category/ap-teachers-latest-news/) ### 󠀁[TEACHERS SOFTWARES](https://amaravathiteacher.com/category/teachers-softwares/)󠁿 * [ SMC Elections 2026 Notification Voters List Download ](https://amaravathiteacher.com/smc-elections-2026-notification-voters-list-download/) * [ Income Tax Online Calculator FY 2026-27 ](https://amaravathiteacher.com/income-tax-online-calculator-fy-2026-27/) * [ Student id Card Download ](https://amaravathiteacher.com/student-id-card-download/) * [ AP DA Arrears Calculator 2026 ](https://amaravathiteacher.com/ap-da-arrears-calculator-2026/) * [ AP New DA Salary Calculator ](https://amaravathiteacher.com/ap-new-da-salary-calculator/) * [ AP EHS Hospitals List ](https://amaravathiteacher.com/ap-ehs-hospitals-list/) * [ AP Teachers ID Card Download ](https://amaravathiteacher.com/ap-teachers-id-card-download/) * [ Pdf Compressor Online ](https://amaravathiteacher.com/pdf-compressor-online/) * [ Online image compressor ](https://amaravathiteacher.com/online-image-compressor/) * [ AP Medical Reimbursement Proposal Software ](https://amaravathiteacher.com/ap-medical-reimbursement-proposal-software/) [View More ](https://amaravathiteacher.com/category/teachers-softwares/)